SMS Headers & Communication Safety

Official communication information

Only officially registered SMS headers and templates should be treated as authorised. Never share OTP, UPI PIN, card PIN, CVV or password with anyone claiming guaranteed loan approval.

Registered SMS Headers

Official Loan Doc or PHOENIX MICROSYSTEMS SMS headers will be published here after telecom registration and verification.

EntityHeaderPurposeStatus
PHOENIX MICROSYSTEMS / Loan DocTo be updated after verificationTransactional and service communicationsPending publication

Loan Partner Communications

Lender-specific details are provided only through verified lender disclosures and applicable loan documents.

Fraud Prevention

  • Do not pay cash or transfer money to a personal bank account for guaranteed approval.
  • Do not install remote-control apps at the request of unknown callers.
  • Do not share OTP, PIN, CVV or account password.
  • Use the official app link and published contact information.

Report Suspicious Messages

Forward details or screenshots to sumitkapaisa@gmail.com. You may also use applicable telecom, cybercrime and regulator reporting channels.